Service
At Dean Street Capital, our Business Line of Credit is built to give you financial control—when and where you need it most. Whether you're covering operational costs, smoothing out cash flow, or seizing new growth opportunities, you can draw funds on-demand and only pay for what you use.
No lump-sum commitment. Just flexibility, speed, and reliability.
Our streamlined application process takes minutes. Once approved, you’ll have access to revolving credit up to $250,000—and more becomes available as you repay your balance.
✅ Access funds instantly when needed
✅ Only pay interest on drawn amounts
✅ Flexible terms of 6, 12, or 18 months
✅ Low rates based on your credit and business performance
✅ Weekly or monthly repayment options
✅ Simple renewal process for ongoing capital access
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FAQ
To get started, simply fill out our contact form or give us a call. Our team will guide you through the process.
No! Credit score requirements vary by lender and loan type. We work with business owners with credit scores as low as 500.
In many cases, you can receive funding the same day you’re approved.
We fund all kinds of small businesses — from restaurants and retail shops to trucking companies and beauty salons.
Short-term business loans offer fast access to cash when you need it most, but they can carry higher rates or fees than traditional financing. It’s important to weigh the cost against the potential upside—like solving an urgent need or taking advantage of a time-sensitive opportunity. Always take a close look at the repayment terms to make sure they fit your budget.
Same-day funding typically involves lenders who can quickly approve and disburse loans. The process often requires minimal documentation, such as proof of income and a business bank account. Applications are usually online, and decisions are typically made within hours, allowing funds to be deposited by the end of the day in many cases. However, terms and fees for expedited funding might vary.
We move fast, don’t require mountains of paperwork, and say yes more often. Our goal is to support growing businesses with accessible, flexible capital—not make you jump through hoops.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
