Effective Date: May 14, 2025
Welcome to Dean Street Capital. These Terms of Service govern your use of our websites ("Website" or "Site") and online services, including our small business financing products and offerings ("Services"). By accessing or using our Site and Services, you agree to be bound by these Terms, our Privacy Policy, and any other terms provided in connection with specific products or services.Please read this agreement carefully. If you do not agree with these Terms, do not use the Site or Services. By using our Site or Services, you also consent to doing business with us electronically—including receiving agreements, disclosures, and other communications via email, SMS, and electronic signature. A separate Business Funding Terms and Conditions agreement will apply when submitting documentation in connection with any funding application for your business. These Terms may be updated periodically. We’ll post updates here, and your continued use of our Site and Services indicates your acceptance of the changes.
1. Eligibility
You must be at least 18 years old to use our Services. You also agree to comply with all applicable laws and regulations. We prohibit discrimination based on any protected characteristic and expect all funding partners to comply with our anti-discrimination policy and all federal and state laws.
2. Account Responsibilities
You are responsible for maintaining your account’s confidentiality and for all activity under your account. You must notify us immediately at Admin@deanstreet.io of any unauthorized use or security breach.
3. Use Restrictions
You agree not to misuse our Services. This includes engaging in scraping, hacking, spamming, impersonation, illegal conduct, or interference with our systems. Access may be suspended at our discretion for violations of these Terms.
4. Privacy
We respect your privacy. By using our Services, you consent to the collection and use of your data as described in our Privacy Policy. You also consent to communications via email and SMS, with the ability to opt out at any time.
5. Services and Licenses
We grant you a limited, non-transferable license to access and use our Services for your internal business use. We retain all rights to our content and services.
6. Mobile Access
If you access our Services via mobile devices, you agree to allow us to send updates and upgrades to the app. Usage must comply with U.S. export and local import laws.
7. Proprietary Rights
All content on our site—including text, graphics, logos, and software—is owned by or licensed to Dean Street Capital. You may not reproduce, modify, or distribute any content without permission.
8. User Content
If you submit any content to us, including ideas or suggestions, you give us full rights to use it without compensation or obligation. You are responsible for any content you submit.
9. Indemnity
You agree to indemnify and hold harmless Dean Street Capital, its affiliates, officers, and employees from any claim or demand arising out of your use of the Services, your violation of these Terms, or your infringement of any third-party rights.
10. Limitation of Liability
To the fullest extent permitted by law, Dean Street Capital is not liable for indirect, incidental, or consequential damages resulting from your use of the Services. Our total liability is limited to $1,000.
11. No Guarantee of Funding
We do not guarantee funding approval, specific funding amounts, or funding timelines. All decisions are made by funders and subject to their evaluation criteria.
12. Disclaimers
The Services are provided "as is" and without warranties. We do not guarantee uninterrupted service, data security, or error-free functionality.
13. Governing Law
These Terms are governed by the laws of the State of New York. You consent to the exclusive jurisdiction of the state and federal courts located in Nassau County, New York, which includes the jurisdiction of Lawrence, Long Island.These Terms are governed by the laws of the State of New York. You consent to the exclusive jurisdiction of the state and federal courts located in Kings County, New York.
14. Arbitration
If we cannot resolve a dispute informally, you agree to binding arbitration under JAMS rules in New York. This applies to all claims except for those seeking injunctive relief.
15. Class Action Waiver
You agree to bring claims individually, not as part of a class or representative action. Jury trials are also waived.
16. Modifications and Notifications
We may modify these Terms and will notify you via the Site or email. Continued use of our Services after changes indicates your acceptance.
17. Severability
If any part of these Terms is found unenforceable, the rest remain in effect. If the class action waiver is unenforceable, the arbitration section is void.18. AssignmentYou may not assign your rights under these Terms. We may assign them at our discretion.
19. Contact Us
If you have questions about these Terms, contact us at:
Dean Street Capital
Email: Admin@deanstreet.io
Phone: (516) 830-0911
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
