Service

Merchant Cash Advance

Instant access to capital when your business needs it most.

If you're a business owner looking for fast, flexible funding without jumping through hoops — a Merchant Cash Advance (MCA) might be the perfect solution.

At Dean Street Capital, we make it easy to get the working capital you need based on your future credit and debit card sales. There’s no need for perfect credit, no collateral, and no waiting weeks for bank approvals. Just a quick application, a simple approval process, and funds in your account — often within 24 hours.

Whether you’re looking to cover payroll, invest in new inventory, expand operations, or simply manage cash flow — MCA gives you the power to move forward with confidence.

Why Business Owners Love Our Merchant Cash Advance:

Lightning-fast approvals
Same-day or next-day funding
No collateral required
Perfect for businesses with strong card sales
Repay as you earn — payments flex with your revenue

This is funding on your terms, designed to keep your business moving.

‍Use it for:

Inventory or equipment purchases
Emergency expenses
Marketing campaigns
Payroll coverage
Seasonal cash flow boosts

Don’t let cash flow slow your business down.

👉 Apply Now and get the funding you need — fast.

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FAQ

Explore your financial queries answered

How can I get started?

To get started, simply fill out our contact form or give us a call. Our team will guide you through the process.

Do I need perfect credit to qualify?

No! Credit score requirements vary by lender and loan type. We work with business owners with credit scores as low as 500.

How fast can I get funded?

In many cases, you can receive funding the same day you’re approved.

What industries do you work with?

We fund all kinds of small businesses — from restaurants and retail shops to trucking companies and beauty salons.

Are there risks to taking a short-term business loan?

Short-term business loans offer fast access to cash when you need it most, but they can carry higher rates or fees than traditional financing. It’s important to weigh the cost against the potential upside—like solving an urgent need or taking advantage of a time-sensitive opportunity. Always take a close look at the repayment terms to make sure they fit your budget.

How does same-day business funding work?

Same-day funding typically involves lenders who can quickly approve and disburse loans. The process often requires minimal documentation, such as proof of income and a business bank account. Applications are usually online, and decisions are typically made within hours, allowing funds to be deposited by the end of the day in many cases. However, terms and fees for expedited funding might vary.

How is Dean Street Capital different from a traditional bank?

We move fast, don’t require mountains of paperwork, and say yes more often. Our goal is to support growing businesses with accessible, flexible capital—not make you jump through hoops.