Service

SBA Loan

SBA 7(a) loans are one of the most popular financing options for small businesses. These loans are partially guaranteed by the U.S. Small Business Administration, which helps reduce lender risk and makes funding more accessible to business owners who might not qualify for traditional bank loans.

Key Benefits of an SBA Loan:

  • Lower down payments and extended repayment terms
  • Competitive interest rates backed by the federal government
  • Can be used for working capital, equipment, expansion, or debt refinancing
  • Longer repayment schedules—up to 25 years for real estate
  • Ideal for newer businesses or those with moderate credit

Use Cases Include:

  • Purchasing real estate or equipment
  • Expanding operations
  • Buying inventory or hiring staff
  • Refinancing existing debt under better terms
Why wait? Set your business up with financial flexibility. Apply Now and get funded fast.

Contact

Ready to Get Funded?
We’re Here to Help

Whether you’re just exploring your options or ready to apply, we’d love to connect. Reach out today and a funding specialist will be in touch shortly.

FAQ

Explore your financial queries answered

Contact Us

How can I get started?

To get started, simply fill out our contact form or give us a call. Our team will guide you through the process.

Do I need perfect credit to qualify?

No! Credit score requirements vary by lender and loan type. We work with business owners with credit scores as low as 500.

How fast can I get funded?

In many cases, you can receive funding the same day you’re approved.

What industries do you work with?

We fund all kinds of small businesses — from restaurants and retail shops to trucking companies and beauty salons.

Are there risks to taking a short-term business loan?

Short-term business loans offer fast access to cash when you need it most, but they can carry higher rates or fees than traditional financing. It’s important to weigh the cost against the potential upside—like solving an urgent need or taking advantage of a time-sensitive opportunity. Always take a close look at the repayment terms to make sure they fit your budget.

How does same-day business funding work?

Same-day funding typically involves lenders who can quickly approve and disburse loans. The process often requires minimal documentation, such as proof of income and a business bank account. Applications are usually online, and decisions are typically made within hours, allowing funds to be deposited by the end of the day in many cases. However, terms and fees for expedited funding might vary.

How is Dean Street Capital different from a traditional bank?

We move fast, don’t require mountains of paperwork, and say yes more often. Our goal is to support growing businesses with accessible, flexible capital—not make you jump through hoops.

Contact Us